Tom Bonneau

Contact has a higher than market rate, 15 year Fannie Mae mortgage. May benefit from a rate and term. Alert Background:  This contact meets the minimum credit criteria set by your org...

Contact has a higher than market rate, 15 year Freddie Mac mortgage. May benefit from a rate and term. Alert Background:  This contact meets the minimum credit criteria set by your or...

The contact recently had an increase in their minimum monthly payment, possibly ARM or Escrow adjustment. Often this is a catalyst for a refinance. Alert Background: This contact me...

Prospect has a Fannie Mae loan with a high estimated rate for today's market. Good time to discuss a refinance before they start looking elsewhere. Alert Background:  This contact me...

Contact has a Freddie Mac loan with a high estimated rate for today's market. Good time to discuss a refinance before they start looking elsewhere. Alert Background:  This contact me...

Contact has a higher than market rate, 15 year FHA mortgage. May benefit from a rate and term or streamline. Alert Background:  This contact meets the minimum credit criteria set by y...

The homeowners' recent revolving debt behavior indicates they may be looking to tap into home equity in the next 90 days. A cash-out comparison to revolving debt may be a good conversat...

The homeowner has had a run-up in revolving debt utilization in the past 6 months. This is often followed by a need to tap into equity through a cash-out in the next 90 days. Alert B...

The contact has increased home equity and would be a good candidate to discuss a cash-out for home improvements. Alert Background: This contact meets the minimum credit criteria set...

VA loan with low LTV. 100% cash out is likely in the next 90 days. Alert Background:  This contact meets the minimum credit criteria set by your organization.  The underlying primar...