Tom Bonneau

The property for the address on file is likely listed for sale. Good time to offer financing for the purchase or construction of their next home. Alert Background:  This contact meet...

Contact has a high probability of listing their home for sale shortly. Good opportunity to refer a listing to an agent and get ahead of competitors. Alert Background:  This contact ...

The contact is over 62 with a low estimated LTV and may be interested in discussing a Reverse Mortgage or cash-out, depending on income. Alert Background: This contact meets the min...

Contact pays more than their scheduled monthly mortgage payment on a 30-year term. They might be interested in lowering their term to a 15 or 20 year. Alert Background:  This contact...

Prospect has a higher than market estimated FHA rate with MI. Their score and LTV are in a range that may allow them to refinance to a conforming loan and drop mortgage insurance. Al...

Contact has an FHA loan with a high estimated rate compared to today's interest rates. May benefit from a streamline refinance. Alert Background:  This contact meets the minimum cre...

Contact has a VA loan with a high estimated rate compared to today's rates. Might be interested in an IRRL or 100% cash-out. Alert Background:  This contact meets the minimum credit ...

The prospect has had a shift to a higher 700+ credit tier in the past month. There may be an opportunity for better loan terms than previously offered. Alert Background:  This conta...

Jumbo mortgage balance is now below new conforming loan limits. As a result, they may benefit from a refinance to a conforming loan product. Alert Background:  This contact meets the ...

Contact has a higher than market rate, 15 year VA mortgage. May benefit from a rate and term or streamline. Alert Background:  This contact meets the minimum credit criteria set by yo...